Valentine’s Day — a day of candy hearts, red roses and unnecessarily large plush animals. This celebration of love costs Americans $25.9 billion a year, but does anyone actually know why?
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Vaping is not only leeching off of your wallet but also negatively impacting your health, whether or not you’re part of the one in five Americans who believe it isn’t. Although it’s true that vapes generally contain fewer chemicals than traditional cigarettes, that doesn’t mean that you aren’t putting yourself at risk of lung cancer, exposing yourself to formaldehyde (the chemical funeral homes use to preserve the deceased) and becoming more likely to develop heart disease.
Why is a lack of personal finance skills such a common theme among college students? One of my co-workers is $800 in credit card debt. I have overheard two of my classmates joke about how they had less than $5 in their checking accounts. Even my 22-year-old brother didn’t know how to make or maintain a budget until just a few months ago, despite living independently. College-aged students need to prioritize personal finance to establish foundational financial literacy skills that can set them up for a successful future post-graduation.
I’ve always been a proud owner of a library card. Honestly, it was one of the biggest things I missed about my hometown. It never crossed my mind to look into getting one in Waco until I checked my bank account and realized most of my paycheck was going toward books.